A typical real estate purchase
  1. Meet Paul for pre-qualification and agency disclosure.
  2. Complete mortgage application. (to be submitted to various lenders)
  3. Await mortgage pre-approval. (usually good for 90 days)
  4. View a series of homes (On "FRIGAN" Tour!) that match your price range and description.
  5. Provide us with feedback of house tour.
  6. Continue to tour homes until you find your dream home.
  7. present a conditional offer! Paul will complete an 'Agreement of Purchase and Sale' for your desired home.
  8. Paul will present your offer and negotiate the best possible price and terms for your purchase.
  9. To help the offer process, be available during the negotiations with the Seller. (bring cheque book for deposit)
  10. Your conditional offer is accepted! Now arrange inspection of home by a qualified Home Inspector. You should be present for inspection. (bring cheque)
  11. Paul will forward copies of offer to your Lender.
  12. Once financing and other conditions are met, meet Paul to 'waive' conditions.
  13. Your purchase is now 'firm' and forms a binding contract between all parties.
  14. Paul will now forward all remaining documents to your Lender and Lawyer.
  15. Your Lender and Lawyer will soon contact you to arrange a meeting.
  16. Call insurance firms to get quotes and set up home insurance.
  17. Contact utility companies to set up heat, hydro, water, cable, phone, etc.
  18. Prepare for unexpected expenses on closing, have up to $500 above predicted closing costs. (Call Paul for a guideline on how much closing costs are) 
  19. Congratulations! Start packing and await closing (move in day)

  If you have any questions contact Paul at... 1-877-623-6002 or

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Hi Paul,

the lawyer called and I can pick up the keys today! I am so happy and want to thank you again. You were most helpful by recommending lawyers, giving helpful tips, and especially by finding out about CAA that insures aluminum wiring. You even gave up some extra time so my children could see the place.
You can be sure that I will recommend you in the future.



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Do you Qualify for
the new Land Tranfer
Tax Rebate?
Paul Can Help you
determine whether
a rebate of up to
$2000 is payable
to you! Call Now!
(905) 434-0102 Or
page 905-623-6000