A typical real estate purchase - Meet Paul for pre-qualification and agency disclosure.
- Complete mortgage application. (to be submitted to various lenders)
- Await mortgage pre-approval. (usually good for 90 days)
- View a series of homes (On "FRIGAN" Tour!) that match your price range and description.
- Provide us with feedback of house tour.
- Continue to tour homes until you find your dream home.
- present a conditional offer! Paul will complete an 'Agreement of Purchase and Sale' for your desired home.
- Paul will present your offer and negotiate the best possible price and terms for your purchase.
- To help the offer process, be available during the negotiations with the Seller. (bring cheque book for deposit)
- Your conditional offer is accepted! Now arrange inspection of home by a qualified Home Inspector. You should be present for inspection. (bring cheque)
- Paul will forward copies of offer to your Lender.
- Once financing and other conditions are met, meet Paul to 'waive' conditions.
- Your purchase is now 'firm' and forms a binding contract between all parties.
- Paul will now forward all remaining documents to your Lender and Lawyer.
- Your Lender and Lawyer will soon contact you to arrange a meeting.
- Call insurance firms to get quotes and set up home insurance.
- Contact utility companies to set up heat, hydro, water, cable, phone, etc.
- Prepare for unexpected expenses on closing, have up to $500 above predicted closing costs. (Call Paul for a guideline on how much closing costs are)
- Congratulations! Start packing and await closing (move in day)
If you have any questions contact Paul at... 1-877-623-6002 or Paul@housematch.ca |